Terms and Conditions
Access 401K doing business as Her Personal Finance maintains this website (herpersonalfinance.com and thinkific.phersonalfinanceday.com), any courses offered and other linked and related sites (the “Site”) for the use of its customers, vendors, students, and other Site users (“Users”) upon agreement to the following terms. We are registered in Texas, USA and have our registered office at 5410 Evergreen St, Houston, TX 77081. Please read the terms carefully before using the Site. Use of this website indicates acceptance of these “Terms of Use” and forms a binding agreement between you and Her Personal Finance
1. Use of Site
Her Personal Finance provides various materials, information, quizzes, tests, questions, articles, news and other information on this and related sites and in courses offered through this site (the “Materials”). Her Personal Finance authorizes each User to view and download one copy of the Materials. Materials may be downloaded and a maximum of one copy of the Materials may be printed provided that Users make no modifications to the Materials and you retain all copyright and other proprietary notices contained in the original Materials on any copies of the Materials. Users may not modify the Materials at this Site in any way or reproduce, share or distribute them. Users will keep all Materials confidential, and will not sell, auction, loan, rent, give away, describe, summarize, or otherwise reveal the Materials or their contents, to any other person or entity. Any breach of these Terms of Use automatically terminates your authorized use of the Site.
2. Geographic location
Please be advised that this site and its course offerings are hosted within the United States. If you, as a User, purchase Materials from this Site or Her Personal Finance from a region of the world with different requirements requiring personal data collection, use, or disclosure laws that differ from those of the United States, please be aware that by your continued use of this Site you are transferring data to the United States and are expressly consenting to having your data transferred to and processed in the United States.
3. Trademark and Copyright
Her Personal Finance, and certain other brands, trademarks, and service marks are marks of Her Personal Finance and its affiliates. The Materials on this Site are copyrighted, and any unauthorized use of any Materials on this Site may violate copyright, trademark, and other laws.
4. Hyperlinks
Links to external websites are provided solely as a convenience to you. Her Personal Finance has not reviewed all of these external websites, does not control and is not responsible for any of these sites or their content. If you decide to access any of the external websites linked to this Site, you do so entirely at your own risk.
5. No Warranty
The Materials provided at this site are provided “as is” without any warranties of any kind including warranties of merchantability, fitness for a particular purpose, or non-infringement of intellectual property. Her Personal Finance further does not warrant the accuracy and completeness of the Materials at this Site. Her Personal Finance may make changes to the Materials at this Site, or to the services and prices described in them, at any time without notice. The Materials at this Site may be out of date, and Her Personal Finance makes no commitment to update the Materials at this Site.
6. Limitations of Liability
In no event will Her Personal Finance, our employees, contractors, or other third parties mentioned at this Site be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special or punitive damages including loss of data, loss of investment income arising from your use of this site and its courses. Notwithstanding anything ot the contrary contained herein, our liability to your for any cause whatsoever and regardless of the form of the action, will at all times be limited to $250,000.00 USD. Certain US State Laws and International laws do not allow for limitations on implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers or limitations may not apply to you, and you may have additional rights.
If your use of the Materials or information from this Site results in the need for servicing, repair or correction of equipment or data, you assume all costs thereof.
7. Applicable Law
The Terms of Use are governed by the laws of the province of Harris County Texas. Failure to enforce strict performance of the Terms of Use of Use shall not be construed as a waiver of any provision or right. Her Personal Finance may assign its rights and duties under the Terms of Use without notice to any party at any time.
8. Indemnification
You agree to defend, indemnify, and hold us harmless, including our employees and contractors, from any loss, damage, liability, claim or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of 1) Use of the Site 2) Breach of these terms of Use 3) Any breach of your representations and warranties set forth in these Terms of Use. 4) Your violation of the rights of a third party, including but not limited to intellectual property rights; or 5) any overt harmful act toward any other use of the Site with whom you connected via the site.
9. User Data
We will maintain certain data that you transmit to the Site for the purpose of managing the performance of the Site, as well as data relating to your completion of course materials downloaded from the Site. You are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Site. You agree that we shall have no liability to you for any loss or corruption of such data, and you herby waive any right of action against us arising from any loss or corruption of such data.
10. Effective Date and Updates
The Terms are effective as of December 7, 2021 and are subject to change without notice by Her Personal Finance at any time. Please check for changes regularly. Your use of this Site after such changes constitutes your agreement to such changes.